You are entitled to a refund if you meet the following criteria:
- We do not remove any negatives worked on.
- You have had 120 days from the time that you retain our services.
- You have not used a credit-consulting agency nor attempted to repair your own credit at least 1 year prior to signing up for our services.
- You have had no new collections or missed payments during the time frame we are assisting you.
-You have maintained credit monitoring services at all times during the time frame we are assisting you.
- You agree & have sent updated reports/responses from the three credit bureaus & creditors to us within 5 days of receipt.
You may cancel at any time. If you are cancelling due to lack of funds, please reach out to us first. We will do everything to accommodate your budget. Customer satisfaction is always our number one priority.
Yes, credit repair is legal and our credit education and document processing services will help you to use the law in your favor. That law is called "The Fair Credit Reporting Act." The FCRA gives you the right to dispute any item on your credit report. If that item cannot be verified within a reasonable time, it must be removed.
You are not alone. We are aware that some of the "major" credit restoration companies have given the industry a bad name. In fact, that is why the Founder set out to start this company. We always put people first. We will refund your money if our services do not meet your expectations. We will advocate for you and use the law to protect your rights and ensure accuracy of your credit report. You will never be treated as just a number.
We cannot legally give you a date. Typically customers see results within 3 to 6 months. Some will happen much sooner. Every situation is unique. Credit restoration can take time, but the monthly fees will save you more money in the long run. The average customer with a credit score in the "Fair' or "Bad" range spends hundreds to thousands dollars more a year due to higher interest rates on auto, home, phone, and insurance plans.
You are not alone. We know education on credit was not provided to most people before they became adults. Our consultations are free. We will do an in-depth analysis. If our services cannot help you, we will not take your money. We will gladly provide you with resources and tools for educational purposes. You have nothing to lose.